Just like everyone else today, I am tight on money. I have started to really cut down on my spending to make sure that my bills can always be paid and that I know I have money saved for an emergency. I recently was driving and had a pebble jump off of the ground and made a small chip on my auto glass. Is this going to cost me a lot of money to get fixed? I know I have money saved for an emergency, but this is not what I had in mind. I feel like this is something I should just leave for awhile until I have saved a little more money. Could you give me a better understanding of what it will really cost to repair my auto glass? I just want to know how much money I need to set aside for the repair. I would really appreciate any help and information you could give me. Thank you so much for your help.
Dear Troubled Chipper,
We completely understand the situation you are in. With this economy, everyone is tight on money. Having an emergency savings fund was a great idea. Now if something were to happen you will be okay to take care of. You may not think of a chip in your auto glass as an emergency, but it actually is in some cases. It may be blocking your line of sight, decreasing the safety of the glass, and could possibly turn into a crack. You will be surprised to hear though that getting a chip on your auto glass repaired is actually quite cheap.
First off, the most you should be paying for a small chip repair is under one hundred dollars. It will most like cost closer to fifty dollars actually. On top of that, if you have auto insurance you are even better off. With auto insurance, they will usually pay for part of your entire auto glass repair. Some auto insurance companies will just have you pay a small deductible. This means that they will take on the bulk of the charges and you will only have to pay a small amount of money. This amount is usually around twenty dollars. If you are really lucky then you will not have to pay for any of it. Some auto insurance companies think that an auto glass repair is such a small and cheap thing that they will waive the deductible all together. This means that your insurance company will pay the entire bill and you will not have to pay a thing.
As you can see, a chip repair is actually quite cheap to deal with. This means that you will not have to dip into your emergency savings fund. In order to find out exactly how much money you may need to pay, you should contact your auto glass shop and your insurance company. They will be able to tell you the pricings and what they are willing to cover.